June 24, 2024


Mad about real estate

Help During Your Foreclosure Procedure

When you are going through your foreclosure procedure, it feels like you are all alone. But it does not have to be that way. There is help out there for you, it is just not always easily available.

Depending on who has your mortgage, you might be able to do find help within your mortgage company’s foreclosure department. Word of warning here: these people are busy and you will have to be persistent in order to get them to call you back. One way or another, you are going to have to deal with these folks because they are the only ones who will be able to tell you what they require from you.

If you can, getting an attorney who specializes in foreclosure can certainly help. They will be able to tell you what your rights are and help you in working with your mortgage company. If you are in foreclosure, chances are that you cannot afford this kind of help but even having a consultation with an attorney can help.

Your state, city and county might also be of help in your foreclosure procedure. Many areas have workshops, classes or free phone lines to help you during your foreclosure process. Call your state, city and county offices to see if they have any programs where you can get free help and advice.

If you have family or friends who are willing to help, get financial and emotional support from them. I know it can be difficult and awkward to ask family members for financial help. I know I had a hard time with it but they love you and likely will help you if they can. Even if they cannot help you financially, they will certainly be there to help you emotionally while you are going through this difficult time.